Insurance & Taxes

Insurance & Taxes

Continuous protection · Clear tax management · In your language

At SAGESA we help you protect your property and meet your tax obligations in Spain in a simple, organised way. A dedicated advisor, document archive and periodic monitoring of policies and taxes.

01 Non-Resident Taxes
Management of IRNR and other tax obligations for non-resident owners, in several languages and with deadlines under control.
02 Community & Owner Insurance
Selection and arrangement of multi-risk, home and liability insurance adapted to the profile of each property or community.
03 Claims Management
Full claims processing with insurers: opening, follow-up and resolution until the file is closed.
04 Tax Representation
We act as tax representative before the Spanish Tax Agency for non-resident owners in Spain.
05 Deadline & Renewal Control
Periodic monitoring of the tax calendar and policy expiry dates so nothing is left uncovered.
06 Organised Document Archive
All tax and insurance documentation centralised, accessible and up to date for each owner.

Frequently asked questions

What we get asked most

  • Yes. We process the IRNR (Non-Resident Income Tax) and other tax obligations associated with properties in Spain, in several languages and with deadlines under control.

  • Multi-risk community insurance, home insurance and owner liability cover. We select the best combination of cover and price among the main insurers in the Spanish market.

  • Yes. We manage each owner's policy renewal calendar and tax filing deadlines, giving enough notice to act without rushing.

  • Yes. We offer assistance and management in several languages for international owners, especially English, French and German, common on the Costa del Sol.

Legally and fiscallyprotected

No tax surprises

Legally and fiscally
protected

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